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Affiliated FM's comprehensive all-risk retail property form provides property damage and business interruption coverage that addresses the unique exposures inherent to retail owners and operators.

Using the Affiliated FM proVision policy as its platform, our retail form features an easy-to-read, easy-to-navigate format with flexible coverage limits tailored to meet the needs of the retail client.

Unique Exposure

Retail clients have a diverse set of property and business interruption exposures.

• Worldwide supplier networks create complex supply chain exposure.
• Increased usage of electronic sales channels are exposed to hazards such as computer virus.
• Brand name suppliers may contractually obligate retailers to control damaged merchandise.
• Customer traffic and revenue is exposed to a “loss of attraction” at a property."

The Affiliated FM comprehensive retail form is designed to automatically provide coverage for these and other common retail exposures.

• Supply Chain
• Logistics Extra Cost
• Ingress/Egress
• EDP Data and Media
• Loss of Attraction
• Removal and Restocking Expenses
• Crisis Management
• Change in Temperature
• Fine Valuables for Theft
• Warehouseman Legal Liability
• Computer Virus

Don't Discount Loss Prevention

The value of the Affiliated FM retail form extends beyond the broad coverage offering by providing a suite of loss prevention resources:

• Dedicated account engineers work with the client's corporate team to implement a customised property loss prevention plan.
• Store managers have 24/7 access to a retail specific online training course.
• Critical locations, such as distribution centres, receive customised loss prevention consultation from a local engineer.