Setting adequate values helps ensure that clients have adequate coverage limits, and helps prioritise risk improvement and exposures. Proper values can also affect natural disaster and business interruption deductibles, because under-reported values can cause clients to hold larger retentions than they are prepared for.

Affiliated FM provides several services that help clients get appropriate values. Your account engineer has access to proprietary property valuation tools. We’ve also partnered with respected third-party appraisal firms that your account engineer can generate valuation reports from.

To help clients understand how insurance values are developed, they have access to an online training course: Reporting Accurate Values.