Education clients are trusted with providing a secure learning environment to their students, and therefore are motivated to avoid large property loss. AFM believes that education clients don't have to be vulnerable to catastrophic property loss and provides them access to world-class loss prevention engineering services. As part of the FM Global Group, AFM provides the ability for middle-market education institutions to leverage the science, research and global engineering infrastructure made available to a third of the Fortune 1000 companies.

AFM uses this infrastructure to help education clients:

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01

Protect the assets that support the experience

Identify, prioritise, reduce and eliminate hazards.

AFM believes that education clients don't have to be vulnerable to large property loss—and we work hard with them to reduce loss exposure and lower the long-term costs of risk.

AFM field engineers work with clients to identify key exposures to their institution and provide practical solutions that education clients can implement to control loss and protect the assets used to educate students. In fact, after just two visits the likelihood of large loss drops off dramatically.

02

Maximise administrative resources

A catastrophic loss requires considerable time managing property repair, dealing with student and parent concerns, and working with loss adjusters—time that could be more productively spent educating students.

A large fire on campus can disrupt a college or university's ability to educate students, and could potentially hurt the reputation of the institution. AFM offers clients a suite of online training courses designed to help clients implement simple but effective loss prevention strategies.

03

Maintain client's reputation and market share

A risk/earnings ratio study highlights the correlation between physical risk management practices and earnings volatility. Implementing loss prevention techniques helps clients stabilise earnings.

A large property loss increases the vulnerability of an education institution, exposing weaknesses in revenue generation, profitability and reputation. Imagine if a competing institution was affected by a large fire loss that resulted in increased enrolment to your institution. Yes, the competition's insurance company will pay to fix their property and recoup the resulting business income loss. But by providing an excellent experience to these students, you have likely secured a new graduate that you may not have gotten had it not been for the other institution's property loss.

Now imagine that the situations were reversed and the fire occurred at your campus. AFM believes education clients don't have to be vulnerable to this type of exposure.

AFM, a member of the FM Global Group, commissioned a study looking for connections between earnings volatility and loss prevention practices.

04

Provide clients with market-leading property insurance programmes

Better education clients deserve better insurance programmes. Working together, we eliminate exposures to improve the quality of clients’ risk, which offers them greater access to market-leading coverage and services at competitive pricing.

Our model is simple—work with education clients to protect their properties from catastrophic loss. This keeps clients focused on providing an excellent education experience, and enables us to provide outstanding insurance products that outperform our competition. In turn, we reinvest our profits in engineering services, market-leading coverageclaims services and increased capacity—all at market-competitive pricing. The engineering infrastructure built over 175-plus years is the engine behind it all.